I love them. I, too, have been known to eat them right out of the can or cold from the fridge. Pintos, kidney, white, etc. are some of my favorites.
When my husband and I were first married, he did not like any beans, except green beans. He said he did not like the texture. Over the years, he has gone from finding them okay to occasionly saying he really enjoyed them. But, if he was on his own, beans would not be likely to make it into his meal, other than green beans.