All really great questions and points - thank you!!
So the great thing about the particular place I saw yesterday, is that they are willing to give me my own reach-in fridge (no one else's smelly food!), and allow me to bring in any other refrigeration units I need to store my finished product. I will have a secure storage area as well, but I'm not sure if I can leave things plugged in. Good point and I'll have to ask. I will have to store finished product on premises there, because of the legal issues but also because my bonbons are going to be certified kosher so there's a whole other level of supervision and production/storage requirements.
I am in New Jersey. I just spoke to someone at the Rutgers University Food Innovation Center who advised me about the labeling requirements, the allergen issues, etc. I also attended the Basics Seminar at the Fancy Food Show a couple of weeks ago, and they went over all that material. I need to get to work with my designer to get that on the packaging. How small can the print be? 😉
I was looking into insurance. In my research I found this, https://www.fliprogram.com/, which was looking promising. But do you have any other suggestions or tips on this issue?