Restaurant economics in the Midwest in The Heartland: Dining Posted February 28, 2007 · Edited February 28, 2007 by dinerminer (log) You're exactly right , Judy. And the developers want the commitment way up front. There is a TIF going on in our area and guess what, the first five "commitments" from restaurants were all chains. Wah! None of the independent operators I know were ever contacted about potential site opportunities by the city or developer. In many ways it is a closed system driven by dollars.